Who Can Claim from the Road Accident Fund?
There are specific criteria required to claim from the RAF.
Firstly, the road crash must have been caused by the negligent driving of a motor vehicle.
Secondly, the injured party must have suffered serious bodily injuries or in the case of a dependent, loss of support. The severity of the injuries determines the eligibility for compensation.
Claimants Exempt from RAF
There are certain instances where individuals may not claim from the RAF. These include cases where the injured party was the sole cause of the accident (for instance collided with a tree) or if they were driving a motor vehicle unlawfully at the time of the incident.
In hit-and-run accidents, where the responsible driver cannot be identified or located, the RAF provides a means for victims to claim compensation. This is crucial in ensuring that individuals who are victims of such accidents still have access to support and financial assistance.
Claims for Minors
Minors who have been injured in road accidents can also claim from the RAF. Since minors cannot legally represent themselves, a parent or guardian must act on their behalf until they turn 18. It is important to note that the compensation received is typically held in a trust until the minor reaches the age of majority.
Drivers and Passengers
Both drivers and passengers can claim from the RAF if they meet the eligibility criteria. Drivers who were not at fault can claim for injuries sustained in accidents caused by other drivers’ negligence. Passengers injured in accidents only need to prove one percent negligence on the side of the driver.
Pedestrians and Cyclists
Pedestrians and cyclists who have been involved in car crashes can claim from the RAF as well. Given their vulnerability on the roads, they need to vigilant and stay out of harm’s way.