How to Claim from the RAF
To qualify for compensation from the Road Accident Fund, certain criteria must be met. The RAF compensates victims who have sustained bodily injuries or loss of support due to a motor vehicle accident. This includes drivers, passengers, pedestrians, and dependents of deceased victims.
It’s important to note that compensation may be reduced or excluded in cases where the victim was the sole cause of the accident or was engaged in illegal activities.
Claims Process and Requirements
The process of claiming compensation from the RAF involves several steps. Here’s a breakdown of the key stages:
Step 1: Reporting the Accident
The first step is to report the accident to the nearest police station within 24 hours or earliest possible convenience. This ensures that an official record is created, which is essential for the claims process. It’s crucial to provide accurate details of the accident, including the date, time, location, and parties involved.
Step 2: Medical Examination and Documentation
Depending on the severity of the injuries and after reporting the accident, seek immediate medical attention for any injuries is important. A medical examination will be conducted to assess the extent of the injuries and provide necessary treatment. It’s vital to retain all medical records, including doctor’s reports, hospital bills, and prescriptions, as these will be required for the claim as proof of the link between the crash and the injuries.
Step 3: Submitting a Claim
Once the necessary medical and merit documentation is gathered, a claim can be lodged with the RAF. The claim form and supporting documents must be completed accurately and submitted within the stipulated timeframe. The RAF will assess the claim and determine the compensation amount based on the severity of the injuries and other relevant factors.
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